Benefits administration software
with an in-house broker.

Warp provides comprehensive benefits through our in-house brokerage: Health insurance (medical, dental, vision, life) from 30+ carriers with small group plans, ICHRA, and level-funded options. Retirement (401k) through partners like Human Interest and Accrue. Pre-tax accounts (HSA, FSA, commuter benefits) with automatic payroll sync. Plus supplemental coverage including short-term disability, long-term disability, AD&D, and voluntary life.

Warp handles end-to-end benefits administration automatically. New hires get benefits enrollment during onboarding with elections synced to carriers via EDI. AI detects qualifying events (marriage, birth, address change) and triggers enrollment windows. Premium reconciliation flags discrepancies before you pay. Employee and employer contributions calculate each pay run. COBRA notices go out automatically.

Benefits administration is included in Warp Starter and Pro plans. No additional fees for plan selection, carrier negotiations, enrollment, EDI integrations, premium reconciliation, qualifying event processing, COBRA, or open enrollment support. You pay carrier premiums directly. We never mark up premiums or charge per-employee benefits fees.

Yes. Our benefits team coordinates with your current broker and carriers to transfer plan information, sets up EDI feeds, imports current enrollment data so employees don’t re-enroll, and times the transition to avoid coverage gaps. Most migrations complete within 1-2 weeks alongside payroll migration.

Traditional setups require three disconnected systems: a broker for plan selection, a ben admin platform for enrollment, and payroll for deductions. With Warp, brokerage, administration, and payroll are native to the same system. Employee changes flow instantly. AI handles qualifying events, reconciliation, and compliance. One point of contact for everything.

Yes. Warp is a fully licensed insurance broker, not a referral partner or marketplace. We hold active licenses across all 50 states with direct relationships with 30+ carriers including United Healthcare, Blue Cross Blue Shield, Kaiser, Aetna, Cigna, and Oscar. We negotiate rates directly and you pay carrier premiums with no broker markup.

Benefits administration software manages the enrollment, tracking, and administration of employee benefits including health insurance, dental, vision, 401(k), HSA, and FSA plans. It streamlines open enrollment, life event changes, and carrier integrations so HR teams don't have to manage benefits manually through spreadsheets or third-party brokers. Warp's benefits administration platform is built directly into payroll, so deductions sync automatically and your team manages everything from one place.

A full benefits administration platform covers health, dental, and vision plan selection and enrollment; 401(k), HSA, and FSA administration; life event management for new hires, departures, and qualifying changes; automated payroll deduction syncing; and carrier integrations. Warp goes further by including an in-house licensed benefits broker in every account. Your dedicated Benefits Advisor guides you through plan selection, open enrollment, and compliance at no extra cost.

Traditional benefits brokers help companies shop and select insurance plans, but hand off administration back to you or a separate platform and often charge ongoing fees or commissions. Benefits administration software automates enrollment and management workflows but typically requires you to find your own broker and navigate plan options independently. Warp combines both in one: a licensed in-house benefits broker who advises on plan selection, plus a fully integrated administration platform connected to payroll. You get expert guidance and automated admin without paying separately for either.