World-class benefits,
zero admin work.
Health, dental, vision, 401(k), HSA/FSA, all managed by Warp,
your licensed broker.
Licensed Broker
Warp is your broker. No third parties, no middlemen, no back-and-forth.
Payroll-Native
Benefits deductions sync automatically. No manual reconciliation ever.
Full Coverage
Health, dental, vision, 401(k), HSA, FSA, and commuter, all in one place.
Trusted by leading companies
30+ Carriers, In-House Expertise
Warp is a licensed insurance broker with direct relationships with 30+ carriers including United Healthcare, Blue Cross, Kaiser, and Aetna. We handle plan selection, negotiations, and renewals in-house with no markup.
- 30+ Direct Carriers
- No Premium Markup
- In-House Expertise
401(k), HSA, FSA, Fully Integrated
Retirement plans through partners like Human Interest and Accrue, plus pre-tax accounts including HSA, FSA, and commuter benefits. Matching rules are configured once and every deduction syncs with payroll.
- 401(k) Integration
- HSA/FSA Sync
- Employer Matching
“Any tool that you can find that gives you time back is extremely valuable. That's how I think of Warp. It's in a class of tools that enable people to do great work.”
Frequently Asked Questions.
Warp provides comprehensive benefits through our in-house brokerage: Health insurance (medical, dental, vision, life) from 30+ carriers with small group plans, ICHRA, and level-funded options. Retirement (401k) through partners like Human Interest and Accrue. Pre-tax accounts (HSA, FSA, commuter benefits) with automatic payroll sync. Plus supplemental coverage including short-term disability, long-term disability, AD&D, and voluntary life.
Warp handles end-to-end benefits administration automatically. New hires get benefits enrollment during onboarding with elections synced to carriers via EDI. AI detects qualifying events (marriage, birth, address change) and triggers enrollment windows. Premium reconciliation flags discrepancies before you pay. Employee and employer contributions calculate each pay run. COBRA notices go out automatically.
Benefits administration is included in Warp Pro and Premium plans. No additional fees for plan selection, carrier negotiations, enrollment, EDI integrations, premium reconciliation, qualifying event processing, COBRA, or open enrollment support. You pay carrier premiums directly. We never mark up premiums or charge per-employee benefits fees.
Yes. Our benefits team coordinates with your current broker and carriers to transfer plan information, sets up EDI feeds, imports current enrollment data so employees don’t re-enroll, and times the transition to avoid coverage gaps. Most migrations complete within 1-2 weeks alongside payroll migration.
Traditional setups require three disconnected systems: a broker for plan selection, a ben admin platform for enrollment, and payroll for deductions. With Warp, brokerage, administration, and payroll are native to the same system. Employee changes flow instantly. AI handles qualifying events, reconciliation, and compliance. One point of contact for everything.
Yes. Warp is a fully licensed insurance broker, not a referral partner or marketplace. We hold active licenses across all 50 states with direct relationships with 30+ carriers including United Healthcare, Blue Cross Blue Shield, Kaiser, Aetna, Cigna, and Oscar. We negotiate rates directly and you pay carrier premiums with no broker markup.
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Take the inside line
on employee management
Join 1,000+ companies that save weeks on
payroll, compliance, and HR with Warp.