Blogchevron-rightArticle
January 15, 2024

Warp + Guideline: Easy 401(k) Benefits for Startups

Sarah Bai
Sarah Bai
warp-guideline
Warp dashboard

Payroll on autopilot

AI-powered payroll, compliance, and HR for growing companies.

See a Demo

To attract the best people, 401(k) plans and matches remain an important tool for startups and growing businesses. However, startups often have a hard time navigating 401(k) plans because most plans through traditional payroll platforms are expensive and complicated, with little customization.

At Warp, our mission is to build the best payroll, benefits, and compliance platform that makes it super easy for startups to manage payroll operations. That is why today, we’re announcing Warp’s integration with Guideline – the top 401(k) provider in the US for 45,000+ businesses.

Guideline has many advantages for startups looking to get started with 401(k) plans:

  • Low fees (no AUM fee, no advisory fee, low employee fee)
  • Flexible rollovers and investment options
  • Payroll integration including automatic contributions and filing
  • Smooth and easy to use interface

Fully integrated 401(k) benefits in Warp

Traditional payroll providers have disconnected systems that don’t integrate well with each other and require startups to spend time figuring out what works best for them.

With Warp’s fully integrated 401(k) solution, startups can automatically handle contributions straight from their Warp dashboard. 401(k) contributions will appear on pay stubs and will automatically sync with filings, saving businesses the hassle of dealing with disconnected systems. Employers can also automatically notify their employees when they are eligible for 401(k) from within the Warp dashboard.

To get started with 401(k) benefits in Warp through Guideline:

  1. In Warp, go to the Benefits tab and click Get Started to onboard with Guideline.
  2. Complete Guideline’s simple questionnaire flow to link an existing plan or create a new one.
  3. Guideline and Warp teams will assist you in selecting the best plans for your business.

Explore Guideline plans

Navigating complex decisions to provide the best employee benefits doesn't have to be tough, which is why Warp makes it so simple.

To get started with simple payroll, compliance, and benefits, check out Warp today.

Sarah Bai
Written bySarah Bai

More articles

  • Step-by-step guide to migrating from Mosey to Warp for payroll and compliance after Gusto acquisition

    How to Migrate from Mosey to Warp in Under 10 Minutes

    Mosey's compliance platform shuts down for non-Gusto customers on June 30, 2026. This step-by-step migration guide shows you exactly how to switch from Mosey to Warp — what Warp handles, what you provide, and the 3-week timeline to go live with zero compliance gaps.

    Nicole ChinuntdetNicole Chinuntdet
  • State Nexus and Payroll: When Hiring Remote Creates Tax Obligations

    State Nexus and Payroll: When Hiring Remote Creates Tax Obligations

    Does one remote hire create state tax nexus? Yes. Learn what triggers payroll obligations and what to do before your first out-of-state paycheck.

    Nicole SieversNicole Sievers
  • ICHRA Health Insurance for Startups: The Complete 2026 Guide article visual

    ICHRA Health Insurance for Startups: The Complete 2026 Guide

    Dylan MunnDylan Munn · May 22, 2026
  • What Is HR Compliance? A Founder's Guide to Staying Compliant in 2026

    What Is HR Compliance? A Founder's Guide to Staying Compliant in 2026

    Nicole SieversNicole Sievers · May 15, 2026
  • Do Startups Need an HR Department? Fractional HR vs. Outsourced HR

    Do Startups Need an HR Department? Fractional HR vs. Outsourced HR

    Most startups don't need a full-time HR hire. Compare fractional HR, outsourced HR, PEOs, and AI-native platforms to find what fits your stage and budget

    Nicole SieversNicole Sievers · May 15, 2026
  • What Is MDM? Mobile Device Management for Startups in 2026

    What Is MDM? Mobile Device Management for Startups in 2026

    MDM (Mobile Device Management) lets companies secure, monitor, and manage employee laptops and phones. Learn how it works and why startups need it for SOC 2.

    Nicole SieversNicole Sievers · May 13, 2026
  • Payroll Tax vs. Income Tax: What Startup Founders Need to Know in 2026

    Payroll Tax vs. Income Tax: What Startup Founders Need to Know in 2026

    Payroll taxes fund Social Security and Medicare at flat rates. Income taxes fund general government at progressive rates. Here's what founders need to know.

    Nicole SieversNicole Sievers · May 13, 2026
  • How Warp Auto-Provisions Employees in Okta

    How Warp Auto-Provisions Employees in Okta

    Warp automatically provisions and deprovisions Okta access across 6,500+ apps when you hire or terminate an employee

    Adam Rankin, CTOAdam Rankin, CTO · May 11, 2026
  • How Warp's Mobile Device Management (MDM) Works

    How Warp's Mobile Device Management (MDM) Works

    Warp's MDM agent monitors devices continuously, enforces security policies on connection, and is built in Rust. SOC 2 compliant out of the box.

    Adam Rankin, CTOAdam Rankin, CTO · May 11, 2026